How scammers use your name to trigger replies and steal information.

Getting a text from an unknown number that opens with your name can feel unsettling. It sounds personal, casual, and just familiar enough to make you wonder if you’re forgetting someone. That reaction is exactly what scammers are counting on.
These messages are part of a growing wave of low-effort, high-volume scams designed to start a conversation, not finish one. The goal is to get you to reply, click, or engage just enough to move the scam forward.
Knowing why these texts work, how scammers got your name, and what to do next can help you shut them down fast without putting yourself at risk.








